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October 14, 2009
Posted by ekempsey@tampabay.rr.com @ 12:02 pm

I have become very frustrated with the procedure of scheduling a closing in Florida. Prior to becoming an agent in Florida, I was a Legal Assistant in NY for 30 years in the real estate field.
Our contracts would have an “on or about” closing date; nothing specific. About two weeks prior to the “on or about” we would make sure everyone was on board; the title company had everything and the lender had a “clear to close”. However, in Florida, they have to put an actual closing date, the date comes, and if everybody is not ready, it doesn’t close. I can’t make sense of this procedure.

I have a couple who drove from South Carolina to close today and the lender’s underwriter had some more issues that could not be resolved prior to today’s closing. This is ridiculous. I will NOT allow another customer to come to a closing until I have verification of a lender’s “clear to close”. It makes us all look stupid.

I know I can’t change the way Florida does their closings; but they need to be made aware of the problems that are caused because of this “procedure”.

Have a great day and enjoy!

Elsie & Julie
“Don’t Let The Sun Set On Your Dreams”
Team Tropic/Tropic Shores Realty

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